Ross Douthat, writing in the New York Times, describes an alternative approach to medical reform, and in the process has some acid comments about the legislation currently pending in Congress. A very interesting article!
Douthat's key paragraph summarizes the proposal well:
"But there’s another path, equally radical, that’s more in keeping with the traditional American approach to government, taxation and free enterprise. This approach would give up on the costly goal of insuring everyone for everything, forever. Instead, it would seek to insure Americans only against costs that exceed a certain percentage of their income, while expecting them to pay for everyday medical expenditures out of their own pockets."